Mississippi employers can reduce Workers' Compensation premiums by 5% annually through a state-compliant Drug-Free Workplace Program—plus unlock additional tax savings with strategic benefit planning.
Select your ranges below to see how much you could save with a Mississippi DFWP Program and CHAMP Plan
Mississippi law (Miss. Code Ann. §§ 71-3-201 through 225) requires insurers to provide a 5% WC premium discount to compliant employers. This isn't optional—it's your legal right.
ACG handles everything: policy development, required training, MRO coordination, and annual carrier certification. You get the savings without the administrative burden.
As a HUBZone-certified, veteran-owned compliance firm licensed in Mississippi, we've helped hundreds of employers capture these statutory savings year after year.
Section 125 Cafeteria Plan + Employee Health Benefits
The CHAMP Plan resolves two of the most important concerns for your business: reducing payroll taxes while increasing employee benefits and take-home pay.
Every dollar your employees contribute to health premiums through the Section 125 plan reduces your payroll tax liability by eliminating the matching FICA taxes of 7.65%—resulting in an average annual tax savings of $573.60 per enrolled employee.
Per enrolled employee through FICA tax reduction
Simple add-on that co-exists with your current health package
Employees use CHAMP first, resulting in future insurance savings
Happier, healthier employees stay longer
CHAMP enrollment team handles everything autonomously
In take-home pay through tax savings
Unlimited primary care and urgent care (employee only, 100% covered through First Health providers)
Unlimited prescriptions through retail pharmacies (employee plus family, see formulary)
All ACA-required preventive exams at $0 out-of-pocket (employee only)
Unlimited virtual primary, urgent, and mental health care for the whole family
Proactive care to identify health risks with private access to health assistants
The CHAMP Plan integrates seamlessly with your DFWP program—one implementation process, double the savings.